Privacy Policy

Last updated: August 8, 2026

This Privacy Policy describes how CAB ARB Ventures LLC ("Company"), doing business as HALO Pay ("HALO Pay", "we", "us", or "our"), collects, uses, and protects information in connection with the HALO Pay websites, products, and services (the "Services").

“Mobile information, including phone numbers and SMS opt-in consent, will not be shared with third parties or affiliates for marketing or promotional purposes.”

We may share data with service providers solely to operate our Services (e.g., Stripe for payments, Twilio for communications), or as required by law. We do not sell personal information.

1. Scope and Who We Are

This Policy applies to visitors and users of HALO Pay web properties, merchant dashboards, and related integrations (including Shopify). If you do not agree with this Policy, please discontinue use of the Services.

2. Information We Collect

Account information (e.g., name, email, merchant details, and settings).
Phone numbers you voluntarily provide for SMS-related features.
Payment information handled by third-party processors (e.g., Stripe). We do not store full card numbers.
Usage data (e.g., device/browser data, IP address, logs, and analytics).
Communications you send to us (e.g., support requests, surveys).
Shop data necessary to power integrations (e.g., limited Shopify store metadata), according to applicable platform policies.

3. How We Use Information

Provide, operate, and improve the Services and features you request.
Secure accounts, authenticate users, prevent fraud and abuse.
Comply with legal and regulatory obligations and enforce our Terms.
Communicate service-related notices, including onboarding and transactional updates.
Support and respond to your inquiries.

4. Phone Numbers and SMS

If you voluntarily opt in, HALO Pay uses your phone number solely to send:

Account verification messages
One-time passcodes (OTPs)
Login and security alerts
Transactional account notifications

Message frequency varies. Message and data rates may apply. Reply STOP to cancel; reply HELP for help. We do not send marketing or promotional SMS.

5. Cookies and Similar Technologies

We may use cookies, pixels, and similar technologies to operate the site, remember preferences, and gather analytics. You can control cookies through your browser settings.

6. Sharing of Information

We do not sell personal information. We share data with trusted service providers only as necessary to operate the Services (e.g., payment processors like Stripe and communications providers like Twilio), or when required by law. We contractually require such providers to protect your information and use it only for our instructions.

7. International Transfers

Your information may be processed where we or our service providers operate, with appropriate safeguards in place.

8. Security and Retention

We implement reasonable technical and organizational safeguards to protect personal information and retain information only as long as necessary for the purposes described above or as required by law.

9. Your Rights and Choices

Access, correct, or delete certain personal information.
Object to or restrict certain processing, where applicable.
Opt out of SMS at any time by replying STOP; reply HELP for help.
Manage cookies via your browser or device settings.

To exercise your rights, contact us as set forth below. We may require verification of your identity consistent with applicable law.

10. Children’s Privacy

Our Services are not directed to children under 13 (or the age of majority in your jurisdiction). We do not knowingly collect children’s personal information.

11. Changes to this Policy

We may update this Policy from time to time. The updated version will be indicated by the “Last updated” date above and is effective when posted.

12. Contact

Email: support@gethalopay.com
Company: CAB ARB Ventures LLC — HALO Pay